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So far lwsadmin has created 36 blog entries.

Use Insurance As Risk Transfer‏

By | October 17th, 2015|Financial Tips|

Risk management means insurance Although insurance is important but it is often misunderstood both by consumers and insurance advisers. [...]

Watch your own credit rating because others are watching

By | October 15th, 2015|Financial Tips, Uncategorized|

Do you know that your credit standing is recorded by a centralized body call Central Credit Reference Information System [...]

How to pay off credit card debt?‏

By | October 13th, 2015|Financial Tips, Uncategorized|

Credit card companies love to give free credit cards. The reason? Many people fail to pay for their credit [...]

Do not be a slave to your mortgage

By | October 11th, 2015|Financial Tips, Uncategorized|

In my experience with clients, the worst form of borrowing is the mortgage. It is the single largest commitment [...]

Ensure you have sufficient emergency cash‏

By | October 9th, 2015|Uncategorized|

An important part of your overall Net worth is your emergency cash This is the cash that you have [...]

Avoid negative equity asset

By | October 7th, 2015|Uncategorized|

Liabilities are those which you owe money There are two types of liabilities: (i) secured (ii) unsecured loans [...]

Do You Know Your Net Worth?‏

By | October 4th, 2015|Uncategorized|

Net Worth Your net worth is defined as Assets Less Liabilities. It [...]

Are you over spending?‏

By | October 2nd, 2015|Financial Tips, Uncategorized|

Your Cash Outflow is closely related to how much you spend Spending can be consumption based or can be [...]

Are you earning enough?‏

By | September 30th, 2015|Uncategorized|

Your income/salary is what you earn for a living. Previously, I stressed the importance of having positive cash [...]

Know Your Cash Flow Today‏

By | September 28th, 2015|Financial Tips, Uncategorized|

The foundation of financial planning is your cash flow. A negative cash flow can be disastrous even if you [...]