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Saving Up Education in Conjunction with Retirement‏

By | October 30th, 2015|Financial Tips, Uncategorized|

If your child is still young, you can start saving up for the tertiary education. To do that, you need [...]

Avoid the useless degree‏

By | October 28th, 2015|Financial Tips|

If your child is of average intelligence and unable to enter into any one of the local universities, you may [...]

Ensure your insurance policies do not transfer any risk back to yourself‏

By | October 26th, 2015|Financial Tips, Uncategorized|

You do recall that insurance is meant to transfer YOUR financial risk to the insurer. However, there are two [...]

You can only get insurance only when your present risk is low‏

By | October 24th, 2015|Financial Tips, Uncategorized|

When you want to buy an Insurance The time which you can do so is when you are young or do [...]

Don’t waste money over insuring

By | October 21st, 2015|Financial Tips|

There are two types of insurance. One is by value and another by indemnity. Indemnity means that the [...]

How to buy the right insurance using a simple test‏

By | October 19th, 2015|Financial Tips|

Most insurance products in the marketplace serves no purpose. How to select the right insurance: (1) Determine [...]

Use Insurance As Risk Transfer‏

By | October 17th, 2015|Financial Tips|

Risk management means insurance Although insurance is important but it is often misunderstood both by consumers and insurance advisers. [...]

Watch your own credit rating because others are watching

By | October 15th, 2015|Financial Tips, Uncategorized|

Do you know that your credit standing is recorded by a centralized body call Central Credit Reference Information System [...]

How to pay off credit card debt?‏

By | October 13th, 2015|Financial Tips, Uncategorized|

Credit card companies love to give free credit cards. The reason? Many people fail to pay for their credit [...]

Do not be a slave to your mortgage

By | October 11th, 2015|Financial Tips, Uncategorized|

In my experience with clients, the worst form of borrowing is the mortgage. It is the single largest commitment [...]